Anchor Risk Management Workers’ Compensation Legal Assistance
Whether you work for a non-subscriber or a workers’ compensation employer, if they are covered under Anchor Risk Management, it can be confusing to understand how your claim works. The first thing to note is that Anchor Risk Management is a third-party administrator, meaning they navigate the administrative duties for the employers who work with them and perform tasks such as processing claims, investigating benefit eligibility, and ensuring chosen insurance plans abide by government regulations. They are essentially the mediator between the employer and the insurance itself and work to administer it in a way that benefits all parties involved.
If you need immediate help handling an Anchor Risk Management claim, call 866-434-0014 to speak with an attorney now. An experienced Workers' Compensation Lawyer with Sneed & Mitchell will help evaluate your claim and inform your rights, benefits, and options when dealing with Anchor Risk.
Who Is Anchor Risk Management?
Anchor Risk Management is an independent organization that collaborates with employers and insurance providers to manage comprehensive claims for non-subscribers and workers' compensation. Texas allows employers to choose a government-regulated insurance package for their employees known as workers’ compensation, or to provide a personalized compensation plan of their choosing known as a non-subscriber plan. Non-subscribers will typically hire an administrative company like Anchor Risk Management to help them manage their claims processing for their employees’ insurance plans.
Am I Eligible To Receive Workers’ Compensation From Anchor Risk Management
Yes, if you were injured on-site at your job and your employer uses Anchor Risk Management to handle their claims, you may be eligible to receive compensation from them depending on several factors. If your employer is a non-subscriber, you can receive workers’ compensation if you are injured while at work. For jobs that have workers’ compensation, you must prove that you were injured due to your employer’s negligence to receive additional reimbursement. If your employer has workers’ compensation, you will not be able to sue them, but you can still receive compensation from Anchor Risk Management for things such as lost wages, physical impairments, and emotional suffering.
Can I File A Lawsuit Against My Employer?
If your employer is a non-subscriber, you have the right to hire a personal injury lawyer to sue your employer if a violation of safety regulations aided in causing your injuries while on the clock. If you aren't sure, review our additional blog content of how to determine if you employer is a subscriber to the government's insurance plan.
Some ways that non-subscriber employers may be held liable for employee injuries include: violating government work-safety regulations or failing to maintain them, neglecting to fix damaged equipment that employees use, or failing to provide proper training to employees. A filed lawsuit opens the door for an employee to gain bigger settlements and more benefits from a claim.
How A Lawyer Helps With Anchor Risk Management Cases
An experienced lawyer familiar Anchor Risk Management can guide you through the legal complexities of their healthy and safety program. These attorneys are know how insurance adjusters and providers attempt to give injured employees less benefits and compensation for their injuries, knowing that many will blindly accept the amount offered to you without looking into it any further. However, more workplace accident claims are worth much more than insurance companies lead people to believe. The other ways a lawyer can help you with Anchor Risk Management compensation are:
Investigating and gathering evidence
Determining who is liable for the accident
Negotiating compensation
Determining the full worth of your claim
Is My Claim A Third-Party Insurance Case?
A claim is considered a third-party insurance case if an injury happens while you are working outside the premises of your workplace due to a separate entity’s negligence. For example, if a machine made by a third-party company that your job provides for you malfunctions and crushes you while you are working outside of your workplace, you may qualify for a third-party claim. The insurance of the third party that made the faulty machine and your employer are both responsible for paying their part in your injury. Another example of a third-party case is if you get injured while working due to a hazardous problem in a property owner’s house. It’s important to collect all evidence that you can find as soon as you get injured. You will need to gather the insurance information of the third party who is at fault, take pictures of the scene including any equipment that caused your injury, visit a doctor to address your injuries, and talk to your employer right away. Waiting to do these things will only delay your case.
How To Find a Worker’s Compensation Lawyer in Texas
Workplace injuries can be complicated and messy to deal with, which is why you should contact a worker’s compensation lawyer to help you gain the compensation you deserve stress-free. If a third party has injured you, or you work for a non-subscriber employer who uses Anchor Risk Management, you should call (866-434-0014).
Sneed and Mitchell are experienced professionals who have worked with various complex injuries ranging from construction injuries to motorcycle injuries and more. We provide a free consultation to discuss your accident and address your concerns. We will extensively investigate your case to determine the full amount of compensation you are owed. Remember that consultations are always free and confidential. We also handle all cases on a contingency basis, meaning you pay no attorneys fees until your case is successful.